Wealth Management

At Equity Invest, relationship is key. By restricting our client base to those with £100,000 or more to invest – be it in cash, a combination of several pensions or other assets and investments – we are able maintain a personal and tailored service.

Every client’s circumstances are unique and we will individually help you to invest in ways suitable to your circumstances and beliefs, be it for guaranteed regular income or capital growth. We will also ensure you are minimising or avoiding taxation.

We always take a positive approach to our client’s finances and investments, helping them towards comfort and security. It is, however, sometimes worth asking the kind of questions that help achieve this, even though they may sound negative; in the long run, it does help!

Fact-find

We will sit down with you and collect useful information, reviewing your existing assets, current and expected earnings, your age, goals and expectations. We will also need to establish -

  • What savings/investments/assets you have?
  • Are you maximising your annual tax reliefs and savings opportunities?
  • Is it best to hold your assets within or out of your estate?
  • Which particular area of your finances would you like to focus on and improve?
  • How much do you need to live your current lifestyle now, in 10 years, in 20 years, in 30 years?
  • What are the consequences of not doing anything?

Risk-profiling

A very important part of our role is ensuring that we understand you, and that you understand any risk that may be associated with the investment process.

We complete a sophisticated risk profiling questionaire and we will seek to ensure the level of risk is appropriate, and that you are properly invested for your needs.

Asset allocation

We search and select from the very best investment managers and, using strict criteria, carefully construct a portfolio of investments for you to achieve these goals. We make these recommendations and discuss them with you, to ensure we have understood what you are seeking to achieve.

Importantly, we have access to, and monitor most major fund managers in the City and from time to time will advise you of any necessary changes required to keep you on track with your goals.