Investments

Fact-find

We will sit down with you and collect useful information, reviewing your existing assets, current and expected earnings, your age, goals and expectations. We will also need to establish -

• What savings/investments/assets you have.
• Are you maximising your annual tax reliefs and savings opportunities?
• Is it best to hold your assets within or out of your estate?

Risk-profiling

A very important part of our role is ensuring that we understand you, and that you understand any risk that may be associated with the investment process.

We have three distinct risk categories and through thorough explanation, we ensure the level of risk is appropriate, and that you are properly invested for your needs.

Asset allocation

We search and select from the very best investment managers and, using strict criteria, carefully construct a portfolio of investments for you to achieve these goals. We make these recommendations and discuss them with you, to ensure we have understood what you are seeking to achieve.

Importantly, we have access to, and monitor most major fund managers in the City and from time to time will advise you of any necessary changes required to keep you on track with your goals.

Fees

We charge an initial fee of between 1 – 2%, upon investment.

An ongoing annual charge of 1%, for reviewing and monitoring your investments.

Please note: These charges are integrated into the charges of the investment.

In addition to managing the investments on an ongoing basis, included in our fees are:

• An annual review and financial and health check, to make sure you are on target to achieve your aims
• Access to an advisor at any time should you need help or support in any area of your finances